London, May 28, 2026 – The Europe Today: Financial experts in the United Kingdom are advising married couples and civil partners to take advantage of “interspousal transfers” to reduce their annual tax burden.
The report explained that couples can legally transfer assets such as savings, shares, and investments between one another in order to maximize personal tax-free allowances and lower overall family tax exposure.
Personal finance analyst Alice Haine of Bestinvest by Evelyn Partners told Sky News that the strategy can significantly reduce taxes on savings interest and capital gains. One example highlighted in the report showed that a higher-rate taxpayer transferring savings to a lower-rate taxpayer spouse could save approximately £459 annually in tax.
The report also noted that couples could reduce capital gains tax liabilities by sharing ownership of investments, potentially saving hundreds of pounds more each year.
However, experts warned that transferred assets become the legal property of the receiving partner, meaning such arrangements should only be considered in stable and trusted relationships.
The guidance comes as households across Britain continue to look for ways to manage rising living costs and improve personal financial planning.
